html{scroll-behavior:smooth}body{margin:0;color:#18283b;font-family:Arial,Helvetica,sans-serif;line-height:1.65;background:#fff}*{box-sizing:border-box}a{color:inherit}img{max-width:100%;display:block}.kutal .wrap{width:min(1180px,calc(100% - 48px));margin:auto}.kutal{font-family:Arial,Helvetica,sans-serif}.kutal h1,.kutal h2,.kutal h3,.kutal p{margin:0 0 20px;word-break:normal}.kutal h1{font-size:clamp(2.5rem,5.5vw,5rem);line-height:1.06;letter-spacing:-.045em;font-weight:800}.kutal h2{font-size:clamp(2rem,3.6vw,3.25rem);line-height:1.12;letter-spacing:-.035em}.kutal h3{font-size:1.45rem;line-height:1.25}.kutal p{font-size:1.08rem}.kutal .eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:#b4420b;margin-bottom:22px}.kutal .btn{display:inline-flex;align-items:center;justify-content:center;margin:0 12px 12px 0;padding:15px 24px;background:#ef732b;color:#122238;border:2px solid #ef732b;border-radius:4px;font-weight:700;text-decoration:none;line-height:1.3;font-size:1rem}.kutal .btn:hover{background:#ff985b;border-color:#ff985b}.kutal .btn.outline{background:transparent;color:inherit;border-color:currentColor}.kutal .grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}.kutal .three{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.kutal .muted{color:#5b6977}.kutal-nav{background:#112238;color:#fff;position:relative;z-index:100}.kutal-nav .bar{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:20px 0}.kutal-nav .brand{display:flex;align-items:center;gap:13px;text-decoration:none}.kutal-nav .brand img{width:45px;height:45px}.kutal-nav .brand strong{font-size:1.5rem;letter-spacing:.08em;line-height:1.1;display:block}.kutal-nav .brand small{font-size:.66rem;letter-spacing:.15em;display:block}.kutal-nav details{position:relative}.kutal-nav summary{display:none;cursor:pointer}.kutal-nav .links{display:flex;align-items:center;gap:24px}.kutal-nav .links a{font-size:.91rem;text-decoration:none;font-weight:600}.kutal-nav .links a:hover{color:#ff985b}.kutal-nav .links .navcta{border:1px solid #ef732b;padding:10px 17px;border-radius:4px;color:#ff985b}.kutal-hero{background:#112238;color:#fff;overflow:hidden}.kutal-hero .hero-grid{display:grid;grid-template-columns:1.05fr 1fr;min-height:650px}.kutal-hero .copy{padding:86px 50px 80px max(24px,calc((100vw - 1180px)/2));display:flex;flex-direction:column;justify-content:center}.kutal-hero .eyebrow{color:#ff985b}.kutal-hero p{max-width:540px;color:#d8e2ee}.kutal-hero .visual{position:relative;min-height:460px}.kutal-hero .visual img{width:100%;height:100%;object-fit:cover;position:absolute}.kutal-hero .visual:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#112238 0%,transparent 35%)}.kutal-hero .mini{font-size:.78rem;color:#bac8d8;margin-top:20px;letter-spacing:.08em}.kutal-section{padding:88px 0}.kutal-section.soft{background:#f3f5f7}.kutal-section.dark{background:#112238;color:#fff}.kutal-section.dark .eyebrow{color:#ff985b}.kutal-section .intro{max-width:700px;margin-bottom:40px}.kutal .card{background:#fff;border:1px solid #dde3e9;border-radius:8px;overflow:hidden;height:100%;display:flex;flex-direction:column}.kutal .card img{width:100%;aspect-ratio:1.6;object-fit:cover}.kutal .card .inside{padding:32px;flex:1}.kutal .card a.textlink{color:#a53c08;font-weight:700;text-decoration:none}.kutal .label{display:inline-block;font-size:.73rem;color:#9b3909;text-transform:uppercase;letter-spacing:.13em;font-weight:700;margin-bottom:15px}.kutal .photo{border-radius:8px;aspect-ratio:1.15;object-fit:cover;width:100%}.kutal .step{border-top:2px solid #ef732b;padding:25px 0}.kutal .number{font-size:2.4rem;color:#bc490e;font-weight:800;margin-bottom:18px}.kutal .checklist{padding-left:22px;margin-bottom:25px}.kutal .checklist li{padding:7px 0}.kutal .checklist li::marker{color:#b4420b}.kutal .callout{padding:35px;border-left:4px solid #ef732b;background:#f3f5f7;border-radius:3px}.kutal .placeholder{color:#73400e;background:#fff4e6;border:1px dashed #c77b2c;padding:14px 18px;border-radius:4px}.kutal .contact-card{padding:34px;border:1px solid #dde3e9;border-radius:8px;height:100%}.kutal .contact-card h3{font-size:1.15rem}.kutal .faq details{border-bottom:1px solid #d7dfe7;padding:22px 0}.kutal .faq summary{font-weight:700;font-size:1.1rem;cursor:pointer}.kutal .faq details p{margin:18px 0 0;max-width:800px}.kutal-footer{background:#0b1828;color:#b6c3d3;padding:45px 0}.kutal-footer .foot{display:flex;justify-content:space-between;gap:25px;align-items:center}.kutal-footer a{margin-left:22px;font-size:.9rem;text-decoration:none}.kutal-footer strong{color:#fff}.kutal .legal{max-width:850px}.kutal .legal h2{font-size:1.65rem;margin-top:35px}.kutal a:focus-visible,.kutal summary:focus-visible{outline:3px solid #ef732b;outline-offset:5px}
@media(max-width:991px){.kutal-nav .links{gap:14px}.kutal-hero .copy{padding:60px 28px}.kutal-hero .hero-grid{min-height:570px}.kutal .grid{gap:30px}.kutal .three{gap:18px}.kutal .card .inside{padding:25px}}
@media(max-width:767px){.kutal .wrap{width:calc(100% - 36px)}.kutal-nav .bar{padding:16px 0}.kutal-nav summary{display:block;font-size:.9rem;border:1px solid #536579;padding:8px 12px;border-radius:4px}.kutal-nav .links{display:none;position:absolute;right:0;top:48px;width:min(320px,calc(100vw - 36px));padding:25px;background:#112238;box-shadow:0 12px 24px #0003;flex-direction:column;align-items:stretch}.kutal-nav details[open] .links{display:flex}.kutal-nav .brand strong{font-size:1.25rem}.kutal-nav .brand img{width:37px;height:37px}.kutal-hero .hero-grid{display:flex;flex-direction:column}.kutal-hero .copy{padding:50px 22px 35px}.kutal-hero .visual{min-height:310px}.kutal-hero .visual:after{background:linear-gradient(180deg,#112238,transparent 35%)}.kutal .grid,.kutal .three{grid-template-columns:1fr}.kutal-section{padding:55px 0}.kutal .photo{aspect-ratio:1.5}.kutal-footer .foot{align-items:flex-start;flex-direction:column}.kutal-footer a{margin:0 20px 0 0}.kutal .contact-card{padding:26px}.kutal .callout{padding:25px}.kutal .btn{padding:14px 20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.cid-kutal00004 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00005 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00006 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00007 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00009 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00010 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00011 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00012 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00013 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00015 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00016 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00017 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00018 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00019 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00020 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00021 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00022 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00023 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}
.cid-kutal00024 {
  padding-top: 5rem;
  padding-bottom: 5rem;
}